Financial hardship can be difficult for families and individuals. The idea of filing for bankruptcy can leave you with many questions about how it will affect your financial situation, your income, your credit score, and your home or living situation. At Sheppard Law Offices, we understand this and are ready to answer all your questions about how filing for bankruptcy will change your current financial situation. We can help you through the entire bankruptcy filing process. Sheppard Law Offices serves bankruptcy clients in Columbus and throughout central Ohio who wish to file Chapter 7 or Chapter 13 bankruptcy. If you are overwhelmed by high credit card payments, medical bills, lawsuits or other bills and feel trapped in your financial situation, filing consumer bankruptcy may be a solution for you.
If you are struggling with your financial situation and considering filing for bankruptcy, contact Columbus, Ohio Bankruptcy Attorney Kenneth L. Sheppard, Jr. to discuss your debt relief options and to schedule a free consultation. Attorney Sheppard will evaluate your individual needs and help you determine if filing bankruptcy or another debt relief strategy is best for you.
One option that may be available to you is Chapter 7 bankruptcy or “liquidation.” This “fresh start” is an option for those who qualify under the “means test” as described in the U.S. Bankruptcy Code. Legislation enacted in 2005 makes it more challenging to qualify to file Chapter Seven bankruptcy. The expertise and knowledge of our experienced Ohio bankruptcy attorneys at Sheppard Law Offices helps our clients to navigate through the process of qualifying and filing for a fresh start bankruptcy under Chapter 7 at our offices in Columbus, Canton, Newark, and Mt. Vernon, Ohio.
Chapter 13 bankruptcy, sometimes called a “reorganization”, is another viable option for filing bankruptcy. Setting up a payment plan under Chapter 13 bankruptcy provides the client with a structured, affordable monthly payments and discharges remaining unsecured debts at the end of the repayment period (usually 3-5 years). Ohio Bankruptcy Attorney Kenneth Sheppard, Jr. can help you determine if Chapter 13 protection is the best solution for your financial situation. If Chapter 13 Bankruptcy is right for you, attorney Sheppard will take you through the process of evaluating and filing for chapter 13 consumer protection bankruptcy.
Hello. My name is Kenneth L. Sheppard, Jr. and I own Sheppard Law Offices, Co., L.P.A. I began my law practice in February 2005 from my 2-bedroom apartment in Westerville, Ohio. I began as a general practitioner simply trying to survive financially and learn how to operate a law practice. I had a unique talent for and interest in taxation, which is not common for most lawyers. As I began to grow my practice, I discovered that many of my tax clients also were experiencing other debt problems.Additionally, in 2005 significant changes to bankruptcy laws were being enacted. The natural progression of my law practice became a more focused one whereby I became concentrated in helping individuals and small business ownerswith both bankruptcy in Ohio and tax issues on a national scale.
Now, with over 8 years of experience, I have established four offices in Ohio (3 in central Ohio and one in North Eastern Ohio) where I help my clients resolve issues involving Bankruptcy, Tax, and Family Law.
I believe that I am set apart from other practitioners bymy kindness and respect for each clients’ particular situations. SinceI personally know what it is like to struggle financially through certain defined moments in my life, I have a humbling perspective which allows me to understand, empathize, and care for my client’s circumstances.
At Sheppard Law Offices, it is our goal to provide each client with a positive experience that results in the accomplishment of of their objectives. My promise to each client is that our bankruptcy attorneys will listen to your story, provide viable options, and if retained, represent them to the best of our abilities.